Looking for NHIF Rates for 2023? Find them in the table below.
NHIF Kenya, a state-owned corporation established in 1966 under the Ministry of Health, has been transformed over the years to enhance its efficiency and effectiveness. Its core mission is to offer affordable and accessible medical insurance coverage to all its members and their declared dependents, including spouses and children.
Calculation of NHIF Rates
NHIF rates and benefits are calculated based on gross income. The newly introduced rates stipulate that the minimum contribution is KShs 150 per month for a monthly income of up to KShs 5,999. Conversely, the maximum contribution is KShs 1,700 for a monthly income exceeding KShs 100,000.
In addition to these rates, NHIF Kenya offers ambulance evacuation services to all members. These services cater to members requiring emergency medical treatment at home or following road accidents. There’s no need to rely on bicycles, boda-bodas, or taxis in emergencies. Simply call the Red Cross toll-free helpline – 1199 – available 24/7.
NHIF Rates for the Self-Employed
As of 1st June 2015, self-employed individuals and those in the informal sector are legally required to contribute Ksh 500 monthly. The new NHIF rates include outpatient cover services such as:
- Health and wellness education
- Post-natal and ante-natal health care
- General consultation with medical practitioners
- Clinical counseling services
- Drugs and medicines
- Treatment of Sexually Transmitted Diseases
- Family planning
- Prescribed Laboratory Tests and investigations
- Treatment, dressing, and diagnostic testing
- Prescribed ultrasound diagnosis and X-ray
For more information, check your NHIF balance.
NHIF Rates Table
The table below presents the premium NHIF rates and benefits as of today.
| Salary Bracket in Ksh | Monthly Contribution In Ksh |
| 0 – 5,999 | 150 |
| 6,000 – 7,999 | 300 |
| 8,000 – 11,999 | 400 |
| 12,000 – 14,999 | 500 |
| 15,000 – 19,999 | 650 |
| 20,000 – 24,999 | 750 |
| 25,000 – 29,999 | 850 |
| 30,000 – 34,999 | 900 |
| 35,000 – 39,0000 | 950 |
| 40,000 – 44,999 | 1,000 |
| 45,000 – 49,000 | 1,100 |
| 50,000 – 59,999 | 1,200 |
| 60,000 – 69,999 | 1,300 |
| 70,000 – 79,999 | 1,400 |
| 80,000 – 89,999 | 1,500 |
| 90,000 – 99,999 | 1,600 |
| 100,000 and Above | 1,700 |
| Self-Employed (Special Type) | 500 |
